15. 

When you consider the wild possibility of all that insurance money

14.

When you’re confronted about filling up your water cup with soda and have no excuse

13.

When you’ve researched all the chapters of bankruptcy and figure one of them has got to work

12.

When you ‘forget your wallet’ and have to remind your friend that you will pay him back even though deep down you know you can’t

11.

When you finally get approved for work-study but feel the wrath of Uncle Sam when taxes are deducted

10.

When you’re trying to total up the week’s expense sheet but something is not adding up

9.

When you gaze out of your window on a Friday night at everyone going to the club and you have to remind yourself that everything is going to be ok

8.

When you read that pedestrians ALWAYS have the right of way at a crosswalk

7.

When you’ve ran out of creative ideas and just need that insurance money

6.

When you finally treat yourself to a sit down dinner and then all of your credit cards get declined

5.

When the Financial Aid office calls to remind you to pay your spring tuition

4.

When you have to cancel your weekend plans because you just don’t have money for the cover charge

3.

Sitting there all night hoping that tomorrow is the day your direct deposit comes through

2.

When the professor hasn’t yet announced if there will be required textbooks

1.

When you are fresh out of milk and have to resort to water

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